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Balance Transfer Credit Cards

Below are applications for the highest rated balance transfer credit card offers. Apply for the credit card of your choice by filling out an easy and secure online application.


Chase Platinum Visa® Card

Chase Platinum Visa Card

Apply Online for This Credit Card

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Blue from American Express®

American Express Blue

Apply Online for This Credit Card

  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to stand out shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 15 Months* As Low As 7.99%* None* Excellent*

Discover® More(SM) Card

Discover Platinum

Apply Online for This Credit Card

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Blue Cash® from American Express

American Express Blue Cash

Apply Online for This Credit Card

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* As Low As 9.99%* None* Excellent*

Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

Apply Online for This Credit Card

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Discover® Open Road(SM) Card

Discover Platinum Gas

Apply Online for This Credit Card

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Good*

GM Flexible Earnings Card

GM Flex Card

Apply Online for This Credit Card

  • 0% introductory APR for 12 months (on balance transfers)
  • A full 1% cash back option
  • A full 1% earnings toward any other new vehicle
  • Triple your earnings to 3% toward an eligible, new GM vehicle
  • No annual fee

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%
BT Only*
12 Months* As Low As 14.24%* None* Good*

Chase PerfectCard™ MasterCard®

Chase PerfectCard

Apply Online for This Credit Card

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* 10.99%* None* Good*

Discover® Motiva(SM) Card

Discover Motiva Card

Apply Online for This Credit Card

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
3.9%* Up to 12 Months* 10.99%* None* Good*

One from American Express®

American Express One

Apply Online for This Credit Card

  • No Pre-Set Spending Limit
  • Get $50 after your first purchase
  • Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
  • Never pay interest on new purchases
  • The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
  • No annual fee for the first year - A $35 savings
  • Express Approval. Get a decision in less than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* As Low as 10.99%* $35* Good*

Advanta Life-of-Balance Platinum Card

Advanta Life of Balance Card

Apply Online for This Credit Card

  • 2.99% APR for Life of balances transferred within 3 months*
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 9.99%* None* Good*

Discover® Business Card

Discover Business Card

Apply Online for This Credit Card

  • Earn $100 Cashback Bonus when you apply now**
  • 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No Annual Fee
  • Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
  • Free employee cards with customizable limits and monthly reporting on their spending

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 13.99%* None* Good*

Clear from American Express®

American Express Clear

Apply Online for This Credit Card

  • No fees of any kind. No annual fee, no late fees,no over-limit fees, no balance transfer fees, no cash advance fees.
  • Automatic Rewards. You'll get an American Expressbranded shopping card worth $25 delivered straight to your door everytime you spend $2,500. 
  • Flexible PaymentTerms. You can pay in full, or carry a balance. The choice is yours.
  • Flexibility to pay over time 
  • No annual fee and 0% intro APR for up to 12months.
  • World class Cardmember benefits includingPurchase Protection Plan, Buyers Assurance Plan, and ReturnProtection.
  • Express Approval. Get a decision inless than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Excellent*

Gold Delta SkyMiles® Credit Card

American Express Gold Delta Skymiles

Apply Online for This Credit Card

  • Earn 15,000 bonus SkyMiles® after your first purchase with the Card
  • Earn 2,500 bonus miles for adding an Additional Cardmember with their application
  • Always Double Miles® on every eligible dollar you spend at supermarkets, drugstores, gas stations and more
  • Earn one SkyMile for virtually every dollar you spend
  • No annual fee for the first year, then $95: $40 if you are a qualified American Express Cardmember
  • Express Approval. Get a decision in less than 60 seconds.
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
  • Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 14.99%* $95* Good*

Gold Delta SkyMiles® Business Credit Card from OPENSM the small business team

American Express Gold Delta Skymiles Business

Apply Online for This Credit Card

  • Get 15,000 SkyMiles with first purchase
  • Earn up to 30,000 Bonus Miles in your first year
  • Save 5% on all Delta flights with your Card
  • One Delta mile for virtually every dollar you spend
  • No annual fee for the first year - a savings of $95
  • Unlimited fee-free Additional Cards
  • Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
  • Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
  • Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 14.99%* $95* Good*

Advanta Platinum with Rewards Customized BusinessCard

Advanta Platinum Business Custom Card

Apply Online for This Credit Card

  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus logo or other image!

*see Terms & Conditions for important information, benefits and limitations

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 7.99%* None* Good*

Discover® Business Miles Card

Discover Business Miles

Apply Online for This Credit Card

  • 0% Intro APR* on Card Purchases and Balance Transfers
  • 12,000 Bonus Miles*
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No annual fee
  • Earn Double Miles on travel and gas*
  • Travel with no restrictions – book any airline, any date, any seat

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 13.99%* None* Good*

Advanta Platinum BusinessCard

Advanta Platinum

Apply Online for This Credit Card

  • 0% Intro APR on Balance Transfers and Purchases for 12 Months*
  • Prime + 5.99% Variable APR thereafter
  • Up to $50,000 Credit Line
  • No Annual Fee
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Blue Cash® for Business Credit Card

American Express Blue Cash For Business

Apply Online for This Credit Card

  • Up to 5% Cash Back on virtually all purchases
  • No limit to the cash back you can earn
  • No annual fee
  • 0% Intro APR for first 6 months
  • Option to pay over time or pay in full
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Earn cash rewards on purchases made by Additional Cardholders

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* As Low As 7.99%* None* Excellent*

Chase Platinum Visa® Business Card

Chase Platinum Business Card

Apply Online for This Credit Card

  • Save with 0% Intro APR for up to 12 months*
  • Free Online Reporting - Quarterly reports enable you to monitor your business spending.
  • No Annual Fee
  • Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
  • Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 8.99%* None* Excellent*

Advanta Platinum BusinessCard with Rewards

Advanta Rewards

Apply Online for This Credit Card

  • 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • Up to 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set monthly spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%
BT Only*
15 Months* 7.99%* None* Good*

Make-A-Wish® Platinum Visa® Card

Bank of America Make-a-Wish Visa

Apply Online for This Credit Card

  • A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your new Make-A-Wish® Visa card.
  • No annual fee
  • No fees for balance transfers
  • Card issued by FIA Card Services, N.A.

*See website for complete terms and conditions of card usage and application disclosure.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
1.90%* 6 Billing Cycles* 12.99%* None* Good*

Discover® More(SM) Card - Clear

Discover Clear

Apply Online for This Credit Card

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Good*

Discover® More(SM) Card - American Flag

Discover Flag Platinum Card

Apply Online for This Credit Card

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Good*

Discover® More(SM) Card - Sealife Collection

Discover Sea Life Card

Apply Online for This Credit Card

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus  Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Good*

Discover® More(SM) Card - Wildlife Collection

Discover Wildlife

Apply Online for This Credit Card

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Good*

American DreamCard™ MasterCard®

American DreamCard

Apply Online for This Credit Card

  • The American DreamCard is the credit card program that can make people rich!
  • Large monthly cash jackpots!
  • Earn entries from everyday shopping!
  • Every $1 in net retail purchases = 1 entry to win (up to 1,000 entries per purchase)
  • No Annual Fee†
  • Get 1,000 entries just for applying!
  • More entries mean more chances to win!
  • Entries are good for future drawings and there is no limit to how many times you can win*
  • A New Winner Every Month!
  • Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
  • American DreamCard™ holders also have access to MasterCard® Exclusive Online™

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 12.24%* None* Average*

Efectiva™ Platinum Plus® Visa®

Bank of America Effectiva Visa

Apply Online for This Credit Card

  • Earn points towards cash back
  • 0% for 6 billing cycles on balance transfers and cash advance checks with a 3% balance transfer fee ($10 min.)
  • Earn 5 bonus points with your first purchase
  • Bilingual communications and services in English or Spanish
  • No annual fee
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 10.99%* None* Good*

Money Return® Visa® Platinum Plus®

Bank of America Money Return

Apply Online for This Credit Card

  • Get back 10% of your yearly interest charges
  • 0% Intro Annual Percentage Rate (APR)† on purchases and balance transfers for the first 6 billing cycles.
  • No annual fee
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Billing Cycles* 10.99%* None* Good*

Bank of America Accelerated Rewards™ American Express® Card

Bank of America Rewards American Express Card

Apply Online for This Credit Card

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • No annual fee and the flexibility to pay over time
  • Reedeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
  • Earn rewards faster with 1.25 points for every net retail purchase dollar§
  • Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.
  • Free 24/7 Concierge Service
  • Access to more than 2,200 American Express Travel Services locations worldwide to help you.

Terms & Conditions

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 9.9%* None* Good*

Bank of America Visa Signature® WorldPoints™ Rewards

Bank of America Visa Signature with WorldPoints

Apply Online for This Credit Card

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Take advantage of preferred seating - Visa Signature Access gives you exclusive entry to exciting events as well as the best seats at sports, entertainment, and cultural venues.
  • Reserve last-minute tables at popular restaurants - Visa Signature Dining makes it easy to get preferrred reservations, discounts, and special offers at the nation's hottest restaurants.
  • Enjoy more savings and more extras - Get discounts at select merchants, valuable upgrades, and savings of up to 50% on accommodations at spectacular places. Visa Signature Privileges make it possible.
  • Receive personalized assistance - From hard-to-find gifts to travel and entertainment planning, let Visa Signature Concierge handle all the details.
  • Card issued by FIA Card Services, NA.

Terms & Conditions

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 9.99 / 15.99%* None* Good*

Bank of America® Platinum Plus® Visa® Card

Bank of America Visa® Platinum

Apply Online for This Credit Card

  • 0% Intro Annual Percentage Rate (APR)† for 12 months on balance transfers WITH a balance transfer fee, min $10, 3% of transfer
  • No annual fee
  • Credit lines as high as $25,000
  • Online Banking Service
  • Total Security Protection®
  • Card issued by FIA Card Services, N.A.

Terms & Conditions

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 7.99%* None* Good*

Bank of America World MasterCard® with WorldPoints™

Bank of America World MasterCard with WorldPoints

Apply Online for This Credit Card

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Online account access and Points management
  • Access to the MyConcierge(SM) service, a unique personal assistance service
  • Absolute Fraud Protection
  • Card issued by FIA Card Services, NA.

Terms & Conditions

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 9.99 / 15.99%* None* Good*

Bank of America WorldPoints™ Platinum Plus® MasterCard® Credit Card

Bank of America WorldPoints Platinum Plus MasterCard