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No Annual Fee Credit Cards

Below are applications for the best credit card offers that have no annual fee. Apply for the credit card of your choice by filling out an easy and secure online application.


Chase Platinum Visa® Card

Chase Platinum Visa Card

Apply Online for This Credit Card

  • 0% Intro APR for up to 12 months
  • The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
  • No Annual Fee
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Blue from American Express®

American Express Blue

Apply Online for This Credit Card

  • Membership Rewards ExpressSM program
  • 0% APR on purchases for up to 15 months
  • No Annual Fee
  • Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
  • Blue is your launch pad to stand out shopping and entertainment rewards and one-of-a-kind experiences.
  • Express Approval. Get a decision in less than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 15 Months* As Low As 7.99%* None* Excellent*

Chase Freedom(SM) Credit Card

Chase FreedomCash Visa

Apply Online for This Credit Card

  • Receive $50 after you make your first purchase
  • 3% Cash Back in your top 3 everyday spending categories
  • 1% cash back for every $1 you spend on all other purchases
  • Receive an extra $50 each time you save and redeem $200 in rewards

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 14.99%* None* Excellent*

Discover® More(SM) Card

Discover Platinum

Apply Online for This Credit Card

  • Earn more cash in more ways than anyone else(SM*)
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 12 months on Purchases and Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Blue Cash® from American Express

American Express Blue Cash

Apply Online for This Credit Card

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months on purchases
  • Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
  • No Annual Fee
  • Express Approval. Get a decision in less than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* As Low As 9.99%* None* Excellent*

Chase Free Cash Rewards(SM) Visa® Card

Chase Free Cash Rewards

Apply Online for This Credit Card

  • 1 point for every eligible dollar in purchases
  • 1,000 Bonus Points after your first purchase
  • Intro 0% Fixed APR for up to 12 months*
  • No Annual Fee
  • Get your rewards with as few as 2,500 points
  • Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Discover® Open Road(SM) Card

Discover Platinum Gas

Apply Online for This Credit Card

  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Good*

Chase Flexible Rewards Platinum Visa® Card

Chase Flexible Rewards

Apply Online for This Credit Card

Why settle for a rewards credit card that limits your choice of rewards?
With the Flexible RewardsSM Platinum Visa® card, you can earn 1 point for every eligible dollar spent and turn everyday purchases into extraordinary rewards:

  • Merchandise - Choose from a variety of great brand name products.
  • Travel - Earn airline tickets, hotel stays or car rentals.
  • Cash back - Redeem 3,500 points and receive a $25 check.
  • Gift cards - Get free stuff from your favorite stores and restaurants.

Enjoy great rewards that you can redeem with as few as 2,500 points. Save even more with a 0% Intro APR for up to 12 months and no annual fee.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

GM Flexible Earnings Card

GM Flex Card

Apply Online for This Credit Card

  • 0% introductory APR for 12 months (on balance transfers)
  • A full 1% cash back option
  • A full 1% earnings toward any other new vehicle
  • Triple your earnings to 3% toward an eligible, new GM vehicle
  • No annual fee

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%
BT Only*
12 Months* As Low As 14.24%* None* Good*

Chase PerfectCard™ MasterCard®

Chase PerfectCard

Apply Online for This Credit Card

  • 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
  • 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
  • 1% rebates on ALL other purchases made anywhere else
  • 0% Intro APR for up to 6 months*
  • No Annual Fee
  • Earn rewards wherever the road takes you with the Chase PerfectCard.
    Rebates are automatically credited toward future purchases made on your card.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* 10.99%* None* Good*

Miles by Discover® Card

Discover Miles

Apply Online for This Credit Card

  • A Miles card with no annual fee!
  • No blackout dates
  • Double Miles on food and travel, up to $3,000 each year
  • 1 Mile for every $1 you spend
  • Unlimited Miles while your account is active
  • 0% Intro APR*

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* 10.99%* None* Good*

Blue Sky from American Express

American Express Blue Sky

Apply Online for This Credit Card

  • Earn points on everything you buy with the Card.
  • Redeem points to save on any airline, hotel, rental car or cruise - up to $100 off for every 7,500 points.
  • Earn 1 point for every dollar you spend
  • Travel anytime: No blackout dates or restrictions
  • No annual fee and 0% intro APR for 6 months
  • World class cardmember benefits including Travel Accident Insurance, Buyers Assurance Plan, and Return Protection
  • Express Approval. Get a decision in less than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* as low as 9.99%* None* Good*

Discover® Motiva(SM) Card

Discover Motiva Card

Apply Online for This Credit Card

  • Cash Rewards for your good credit management!*
  • Get a Pay-On-Time BonusSM equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • 3.9% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
3.9%* Up to 12 Months* 10.99%* None* Good*

Advanta Life-of-Balance Platinum Card

Advanta Life of Balance Card

Apply Online for This Credit Card

  • 2.99% APR for Life of balances transferred within 3 months*
  • Choice of 6% Cash Back on Bonus Qualifying purchases* or Travel Rewards
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 9.99%* None* Good*

Discover® Business Card

Discover Business Card

Apply Online for This Credit Card

  • 0% Intro APR* on Balance Transfers and Card Purchases for 12 months
  • 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No Annual Fee
  • Fee-free Purchasechecks that earn Cashback Bonus®. to pay merchants who don't accept credit cards
  • Free employee cards with customizable limits and monthly reporting on their spending

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 13.99%* None* Good*

Clear from American Express®

American Express Clear

Apply Online for This Credit Card

  • No fees of any kind. No annual fee, no late fees,no over-limit fees, no balance transfer fees, no cash advance fees.
  • Automatic Rewards. You'll get an American Expressbranded shopping card worth $25 delivered straight to your door everytime you spend $2,500. 
  • Flexible PaymentTerms. You can pay in full, or carry a balance. The choice is yours.
  • Flexibility to pay over time 
  • No annual fee and 0% intro APR for up to 12months.
  • World class Cardmember benefits includingPurchase Protection Plan, Buyers Assurance Plan, and ReturnProtection.
  • Express Approval. Get a decision inless than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Excellent*

Advanta Platinum with Rewards Customized BusinessCard

Advanta Platinum Business Custom Card

Apply Online for This Credit Card

  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR on Purchases
  • Choice of 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus logo or other image!

*see Terms & Conditions for important information, benefits and limitations

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 7.99%* None* Good*

Discover® Business Miles Card

Discover Business Miles

Apply Online for This Credit Card

  • 0% Intro APR* on Card Purchases and Balance Transfers
  • 12,000 Bonus Miles*
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No annual fee
  • Earn Double Miles on travel and gas*
  • Travel with no restrictions – book any airline, any date, any seat

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 13.99%* None* Good*

Advanta Platinum BusinessCard

Advanta Platinum

Apply Online for This Credit Card

  • 0% Intro APR on Balance Transfers and Purchases for 12 Months*
  • Prime + 5.99% Variable APR thereafter
  • Up to $50,000 Credit Line
  • No Annual Fee
  • Get employee cards with no fee and set spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Platinum Business Credit Card from OPENSM The Small Business Team

American Express Platinum Business Card from OPEN

Apply Online for This Credit Card

  • Option to enroll in the Membership Rewards Express® Program fee-free
  • There's no limit to the number of points you can earn
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • 0% APR for the first 12 months
  • No annual fee and fee-free Additional Cards

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* As Low As 7.99%* None* Good*

Blue Cash® for Business Credit Card

American Express Blue Cash For Business

Apply Online for This Credit Card

  • Up to 5% Cash Back on virtually all purchases
  • No limit to the cash back you can earn
  • No annual fee
  • 0% Intro APR for first 6 months
  • Option to pay over time or pay in full
  • Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
  • Earn cash rewards on purchases made by Additional Cardholders

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* As Low As 7.99%* None* Excellent*

Hilton HHonors® Platinum Credit Card from American Express

American Express Hilton HHonors

Apply Online for This Credit Card

  • Earn 10,000 HHonors bonus points after your very first purchase on the Card - enough for a free night
  • Earn15,000 bonus points after you spend $5,000 in 5 months-- that's inaddition to the 15,000 points you would earn for your Cardspending
  • Earn10,000 HHonors bonus points over the course of your first four stays atany participating Hilton Family hotels
    (2,500 HHonors bonuspoints each stay)
  • Receive 5 HHonors bonus pointsfor each dollar spent at Hilton Family hotels and for eligiblepurchases at supermarkets, drugstores, gas stations, diningestablishments and more
  • Get 3 Hilton HHonors bonuspoints for each eligible dollar you spend everywhere else
  • No annual fee
  • Express Approval. Get adecision in less than 60 seconds.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
2.90* 6 Months* 14.99%* None* Good*

Chase Platinum Visa® Business Card

Chase Platinum Business Card

Apply Online for This Credit Card

  • Save with 0% Intro APR for up to 12 months*
  • Free Online Reporting - Quarterly reports enable you to monitor your business spending.
  • No Annual Fee
  • Platinum Business Benefits - Valuable benefits such as Travel and Emergency Assistance, Purchase Security and Extended Protection, and Travel Accident Insurance.
  • Visa® Business Partner Advantage - Savings of up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 8.99%* None* Excellent*

Advanta Platinum BusinessCard with Rewards

Advanta Rewards

Apply Online for This Credit Card

  • 0% APR for 15 Months on Balance Transfers, 7.99% APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • Up to 5% Cash Back on office supplies, gas and more*
  • No Annual Fee and No Limit on Earnings
  • Get employee cards with no fee and set monthly spending limits per user
  • $0 Fraud Liability
  • Personalized card -- your company name on the card, plus your logo.

*see Terms & Conditions for important information, benefits and limitations

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%
BT Only*
15 Months* 7.99%* None* Good*

Chase Business Rebate Card

Chase Business Rebate Card

Apply Online for This Credit Card

  • 3% Cash Back for eligible purchases at restaurants, gas stations, office supply stores, building supply stores, hardware and home improvement stores
  • 1% Cash Back on all other purchases
  • 0% Intro APR for up to 12 Months*
  • No Annual Fee
  • Great deals on computer equipment, car rentals, hotel rooms and more with the Visa® Business Partner Advantage

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 12 Months* 10.99%* None* Good*

Choice Privileges® Visa® Card

Bank of America Choice Priviledges

Apply Online for This Credit Card

  • 8,000 Points awarded after 1st purchase
  • 2 points for every $1 on net retail purchases
  • Earn 15 points for every dollar spent at Choice Privileges locations throughout the U.S., Canada, & Mexico, including Comfort Inn®, Comfort Suites®, Quality®, Sleep Inn®, Clarion® and MainStay Suites®
  • No Annual Fee
  • Total Security Protection
  • Card issued by FIA Card Services, N.A.

* See website for complete terms and conditions of card usage and application disclosure.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
N/A* N/A* 18.99%* None* Good*

Make-A-Wish® Platinum Visa® Card

Bank of America Make-a-Wish Visa

Apply Online for This Credit Card

  • A contribution will be made to your local Make-A-Wish® chapter every time you make a purchase with your new Make-A-Wish® Visa card.
  • No annual fee
  • No fees for balance transfers
  • Card issued by FIA Card Services, N.A.

*See website for complete terms and conditions of card usage and application disclosure.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
1.90%* 6 Billing Cycles* 12.99%* None* Good*

Anne Geddes Platinum Visa® Card

Bank of America Anne Geddes

Apply Online for This Credit Card

  • Help children in need and earn Anne Geddes Rewards with every purchase – at no additional cost to you
  • Earn one point for each dollar in qualifying purchases
  • Earn 2,000 Anne Geddes Rewards points after your first purchase,
  • Earn 1,000 anniversary Anne Geddes Rewards Points each year
  • A percentage of every purchase will be donated to the non-profit Geddes Philanthropic Trust at no extra cost to you;
  • Card issued by FIA Card Services, NA.

* See website for complete terms and conditions of card usage and application disclosure.

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
1.90%* 6 Billing Cycles* 12.99%* None* Good*

Chase BP Visa®Card

Chase BP Visa Rewards Card

Apply Online for This Credit Card

  • 0% APR for up to 6 months
  • No Annual Fee
  • Double Rebates for two months
  • 5% rebates on all participating BP location purchases
  • 2% rebates on all eligible travel and dining purchases
  • 1% rebates on all other eligible purchases
  • No limit on rebates
  • Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%
BT Only*
6 Months* 11.99%* None* Good*

IN: CHICAGO® Card from American Express

American Express IN:Chicago

Apply Online for This Credit Card

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Chicago or not.
  • Points have no expiration date and you can redeem points for rewards in Chicago, New York and Los Angeles.
  • 0% APR for 6 months
  • No Annual Fee

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* As Low As 8.99%* None* Good*

IN: LA® Card from American Express

American Express IN:LA

Apply Online for This Credit Card

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend, whether you're in Los Angeles or not.
  • Points have no expiration date and you can redeem points for rewards in Los Angeles, Chicago and New York.
  • 0% APR for 6 months
  • No Annual Fee

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* As Low As 8.99%* None* Good*

IN: NYC® Card from American Express

American Express IN:NYC Card

Apply Online for This Credit Card

  • Earn one INSIDESM Rewards point for virtually every eligible dollar you spend in New York City.
  • Points have no expiration date and you can redeem points for rewards in New York. 
  • 0% APR for 6 months
  • No Annual Fee

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* 6 Months* As Low As 8.99%* None* Good*

Discover® More(SM) Card - Clear

Discover Clear

Apply Online for This Credit Card

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Good*

Discover® More(SM) Card - American Flag

Discover Flag Platinum Card

Apply Online for This Credit Card

  • Earn more cash in more ways than anyone elseSM*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • Customer Service in less than a minute, anytime you want
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
Credit
Needed
0%* Up to 12 Months* 10.99%* None* Good*

Discover® More(SM) Card - Sealife Collection

Discover Sea Life Card